Personal Loans

At Capital4U, we recognize that life’s unexpected moments require swift financial solutions. Our personal loans are designed to provide you with the funds you need promptly, ensuring you can manage any situation with ease.

Get Started

Schedule an appointment today!
Fill the details of your requirement and one of our executives will get in touch with you

Loan Form

Why Choose Capital4U for Your Personal Loan?

The bank account that provides flexible access with more ways to bank
Fast and Simple Application

Apply online or over the phone in just 10 minutes, receiving a decision within 48 hours.

Flexible Repayment Plans

Select from weekly, fortnightly, or monthly repayment options that best suit your financial situation.

Fixed Interest Rates

Lock in your interest rate for the life of the loan, ensuring consistent and predictable payments.

Features & benefits

Eligibility Criteria

To qualify for a car loan with Capital4U, applicants should meet the following requirements:

  • Age: At least 18 years old.
  • Residency: Permanent Australian resident status.
  • Employment: Currently employed.
  • Credit History: A good credit history for the last 5 years.
  • Bankruptcy Status: Free from bankruptcy for the last 7 years.
Essential
It’s easier as ever!

Required Documentation

  • Australian Passport
  • Driver's Licence
  • Medicare Card
  • Tax Returns, Statement from Accountant, or BAS Returns
  • Customer Statement of Position Form

Tailored Loan Options to Meet Your Needs

Our Commitment to You

At Capital4U, the safety and well-being of our customers, employees, and partners are of utmost importance. In light of recent events, we have increased precautions to ensure we continue to serve our customers during these challenging times with maximum safety.

How to Get Started

Complete our simple online application or call us to begin the process.

Receive a decision within 48 hours.

Once approved, funds will be disbursed promptly to address your financial needs.

Delivering Success Through Support

Capital4U ensures that clients are well-informed throughout the loan process. They provide clear information about eligibility criteria, required documentation, and loan terms, fostering trust and confidence.

What are you waiting for?

Take control of your finances with Capital4U's personal loans

Apply today and experience a hassle-free borrowing process designed with your needs in mind.

Ready to get started?