Starting and growing a business is no small feat. It requires determination, strategic planning, and, most importantly, adequate financing. At Capital4U, we understand the challenges business owners face, which is why we’ve designed a range of Business Loan solutions to help you achieve your goals.
Loan Solutions for Every Stage of Growth
Empower Your Business
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Tailored Loan Solutions for Every Stage of Growth
Our Business Loan Offerings
Eligibility Criteria
Meet our simple criteria and unlock the potential to accelerate your business growth with funding
Explore the power of simpler and smarter banking online.
Annual revenue of at least A$50,000
Satisfactory credit score.
It’s easier as ever!
Required Documentation
- Financial statements, preferably prepared by an accountant.
- Proof of individual income.
- Bank statements.
- Identification.
- Additional documents for startups as needed.
Why Choose Us?
- Quick and Easy Application Apply online or over the phone in just 10 minutes.
- Flexible Repayments Choose from weekly, fortnightly, or monthly payment options.
- Fixed Interest Rates Lock in your rate for the life of the loan, ensuring consistent payments.
Pick your perfect account
We're making money work for everyone, so we have different accounts for different needs.
Cyberbank Basic
Free
- A UK current account With savings, borrowing and overdrafts
- Pots for separating money Put money aside from your balance
- Award-winning support Through the app, if you need it
- Instant notifications See when, where and how you spend
- Apple Pay and Google Pay Spend using your phone
- Fee-free UK bank transfers Send money to any UK bank for free
Cyberbank Plus
$5 per month
- All free Cyberbank features
- Pots for separating money Put money aside from your balance
- Award-winning support Through the app, if you need it
- Instant notifications See when, where and how you spend
- Apple Pay and Google Pay Spend using your phone
- Spending categories Get a clear view of your spending
Cyberbank Premium
$15 per month
- All free Cyberbank features
- All Cyberbank Plus features
- A UK current account With savings, borrowing and overdrafts
- Pots for separating money Put money aside from your balance
- Award-winning support Through the app, if you need it
- Instant notifications See when, where and how you spend
Delivering Success Through Support
Capital4U ensures that clients are well-informed throughout the loan process. They provide clear information about eligibility criteria, required documentation, and loan terms, fostering trust and confidence.
Capital4U made expanding my floral shop a breeze. The application process was straightforward, and I received the funds within days. Thanks to their support, I was able to open a second location and grow my business.
Securing a startup loan seemed daunting until I approached Capital4U. Their team understood my vision and provided the necessary capital to kickstart my tech venture. Their flexible repayment options were a perfect fit for my business model.
Seasonal fluctuations often strained our cash flow, but Capital4U's short-term business loan offered the perfect solution. The quick approval process and fixed interest rates allowed us to manage our finances effectively and keep our shelves stocked year-round.
Investing in new machinery was crucial for our construction projects. Capital4U's unsecured business loan provided the funds we needed without the hassle of collateral. Their efficient service and transparent terms have made them our go-to lender.
Resources to keep you informed
Every successful business starts with a bold vision and the right support. At Capital4U, we specialize in providing tailored Business Loans to help businesses of all sizes succeed.
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What are you waiting for?
Take the next step in growing your business.
Contact us to discuss your financing options and find the perfect loan tailored to your needs.