Tailored
Loan Solutions for Every Stage of Growth

Empower Your Business

Introducing our tailored Business Loan solutions designed to fuel your company's growth and success. Whether you're looking to invest in new equipment, expand your operations, or manage cash flow, we offer a range of financing options to meet your unique business needs.

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Tailored Loan Solutions for Every Stage of Growth
Empower Your Business
Introducing our tailored Business Loan solutions designed to fuel your company's growth and success. Whether you're looking to invest in new equipment, expand your operations, or manage cash flow, we offer a range of financing options to meet your unique business needs.
join us

Eligibility Criteria

Meet our simple criteria and unlock the potential to accelerate your business growth with funding

Minimum of 6 months in business.

Explore the power of simpler and smarter banking online.

Annual revenue of at least A$50,000

Satisfactory credit score.

Essential
It’s easier as ever!

Required Documentation

  • Financial statements, preferably prepared by an accountant.
  • Proof of individual income.
  • Bank statements.
  • Identification.
  • Additional documents for startups as needed.

Why Choose Us?

  • Quick and Easy Application Apply online or over the phone in just 10 minutes.
  • Flexible Repayments Choose from weekly, fortnightly, or monthly payment options.
  • Fixed Interest Rates Lock in your rate for the life of the loan, ensuring consistent payments.

Pick your perfect account

We're making money work for everyone, so we have different accounts for different needs.

Cyberbank Basic

Free

  • A UK current account With savings, borrowing and overdrafts
  • Pots for separating money Put money aside from your balance
  • Award-winning support Through the app, if you need it
  • Instant notifications See when, where and how you spend
  • Apple Pay and Google Pay Spend using your phone
  • Fee-free UK bank transfers Send money to any UK bank for free

Cyberbank Plus

$5 per month

  • All free Cyberbank features
  • Pots for separating money Put money aside from your balance
  • Award-winning support Through the app, if you need it
  • Instant notifications See when, where and how you spend
  • Apple Pay and Google Pay Spend using your phone
  • Spending categories Get a clear view of your spending

Cyberbank Premium

$15 per month

  • All free Cyberbank features
  • All Cyberbank Plus features
  • A UK current account With savings, borrowing and overdrafts
  • Pots for separating money Put money aside from your balance
  • Award-winning support Through the app, if you need it
  • Instant notifications See when, where and how you spend

Delivering Success Through Support

Capital4U ensures that clients are well-informed throughout the loan process. They provide clear information about eligibility criteria, required documentation, and loan terms, fostering trust and confidence.

People love us!

Check out our customers success stories 

Capital4U made expanding my floral shop a breeze. The application process was straightforward, and I received the funds within days. Thanks to their support, I was able to open a second location and grow my business.

Securing a startup loan seemed daunting until I approached Capital4U. Their team understood my vision and provided the necessary capital to kickstart my tech venture. Their flexible repayment options were a perfect fit for my business model.

Seasonal fluctuations often strained our cash flow, but Capital4U's short-term business loan offered the perfect solution. The quick approval process and fixed interest rates allowed us to manage our finances effectively and keep our shelves stocked year-round.

Investing in new machinery was crucial for our construction projects. Capital4U's unsecured business loan provided the funds we needed without the hassle of collateral. Their efficient service and transparent terms have made them our go-to lender.

Resources to keep you informed

Starting and growing a business is no small feat. It requires determination, strategic planning, and, most importantly, adequate financing. At Capital4U, we understand the challenges business owners face, which is why we’ve designed a range of Business Loan solutions to help you achieve your goals.

Organisations including banks, fintechs, and payment providers who want to play a leading role in tomorrow’s payment services ecosystem will need to be smart and start identifying their roles in the RtP ecosystem today.

The challenges lenders face are numerous. And achieving sustainable profitability is difficult since customers are less loyal than in the past, regulation more stringent and the economic outlook still uncertain.

What are you waiting for?

Take the next step in growing your business.

Contact us to discuss your financing options and find the perfect loan tailored to your needs.