Car Loans

At Capital4U, we understand that purchasing a car is a significant milestone. Our tailored car loan solutions are designed to make this journey smooth and affordable, ensuring you drive away in your dream vehicle without unnecessary delays or financial strain.

Get Started

Schedule an appointment today!
Fill the details of your requirement and one of our executives will get in touch with you

Loan Form

Why Choose Capital4U for Your Car Loan?

The bank account that provides flexible access with more ways to bank
Competitive Interest Rates

Benefit from car loans starting at just 4.99% per annum, making your repayments manageable and cost-effective.

Simple Application Process

Apply online or over the phone in just 10 minutes, and receive prompt responses to keep your plans on track.

Flexible Repayment Options

Choose from weekly, fortnightly, or monthly repayment schedules that align with your financial situation.

Fixed Interest Rates

Enjoy peace of mind with fixed interest rates for the life of your loan, ensuring consistent and predictable payments.

Features & benefits

Eligibility Criteria

To qualify for a car loan with Capital4U, applicants should meet the following requirements:

  • Age: At least 18 years old.
  • Employment: A minimum of 2 years in current employment.
  • Income: An annual income of at least $50,000.
  • Residency: Permanent Australian resident status.
  • For Businesses: Annual earnings of at least $50,000 (applicable for commercial vehicle loans).

Our Commitment to You:

We aim to provide a hassle-free car buying experience by offering:

  • Transparent Processes: Avoid common pitfalls associated with banks or car dealers.
  • Personalized Support: Our team is dedicated to assisting you at every step, ensuring clarity and confidence in your financial decisions.

Important Figures to Consider

  • Annual Percentage Rate (APR): Ranges from 4.89% to 24% per annum.
  • Interest Rates: Between 4.89% to 9.9% per annum.
  • Establishment Fee: $449.
  • Comparison Rate: 5.44% per annum.

How to Get Started

Contact Capital4U to get your car loan pre-approved.

Visit an authorized car dealer to choose your desired vehicle.

Capital4U will handle the payment directly with the dealer, streamlining the process for you.

Delivering Success Through Support

Capital4U ensures that clients are well-informed throughout the loan process. They provide clear information about eligibility criteria, required documentation, and loan terms, fostering trust and confidence.

What are you waiting for?

Embark on your car ownership journey with confidence

Apply now and take the first step towards driving your dream car today

Ready to get started?