/* ===================================================
   QUICK FUNDING — HOME PAGE
   =================================================== */

/* ── Hero ── */
.hero{
  background:linear-gradient(135deg,var(--navy) 0%,#112040 50%,#0e2d55 100%);
  position:relative;overflow:hidden;
  padding:var(--s20) 0 var(--s24);min-height:640px;
  display:flex;align-items:center;
}
.hero::before{
  content:'';position:absolute;inset:0;
  background:radial-gradient(ellipse at 70% 50%,rgba(30,170,236,.12) 0%,transparent 60%);
}
.hero::after{
  content:'';position:absolute;bottom:-1px;left:0;right:0;height:80px;
  background:var(--gray-100);clip-path:ellipse(60% 100% at 50% 100%);
}
/* Diagonal speed lines (matches logo motion) */
.hero-lines{position:absolute;left:0;top:0;bottom:0;width:40%;opacity:.04;pointer-events:none}
.hero-inner{position:relative;z-index:1;display:grid;grid-template-columns:1fr 1fr;gap:var(--s12);align-items:center}
.hero-content{max-width:580px}
.hero-eyebrow{
  display:inline-flex;align-items:center;gap:var(--s2);
  background:rgba(30,170,236,.15);border:1px solid rgba(30,170,236,.3);
  color:var(--blue);padding:.375rem 1rem;border-radius:var(--r-full);
  font-size:.8125rem;font-weight:700;margin-bottom:var(--s5);
  text-transform:uppercase;letter-spacing:.08em;
}
.hero-dot{width:6px;height:6px;background:var(--blue);border-radius:50%;animation:pulse 2s infinite}
.hero h1{color:#fff;margin-bottom:var(--s3)}
.hero h1 span{color:var(--blue)}
.hero-sub{font-size:1.125rem;color:rgba(255,255,255,.7);margin-bottom:var(--s8);max-width:480px}
.hero-cta-row{display:flex;gap:var(--s4);flex-wrap:wrap;margin-bottom:var(--s10)}
.hero-trust{display:flex;gap:var(--s6);flex-wrap:wrap}
.hero-trust-item{display:flex;align-items:center;gap:var(--s2);color:rgba(255,255,255,.6);font-size:.875rem;font-weight:500}
.hero-trust-item svg{color:var(--blue);flex-shrink:0}

/* Hero card */
.hero-card{
  background:rgba(255,255,255,.07);
  backdrop-filter:blur(20px);-webkit-backdrop-filter:blur(20px);
  border:1px solid rgba(255,255,255,.13);
  border-radius:var(--r-xl);padding:var(--s6);
  animation:float 4.5s ease-in-out infinite;
}
.hero-card-head{
  display:flex;align-items:center;gap:var(--s3);
  padding-bottom:var(--s4);margin-bottom:var(--s5);
  border-bottom:1px solid rgba(255,255,255,.1);
}
.hero-card-icon{width:42px;height:42px;background:var(--blue);border-radius:var(--r-md);display:flex;align-items:center;justify-content:center}
.hero-card-title{color:#fff;font-weight:700;font-size:.9rem}
.hero-card-sub{color:rgba(255,255,255,.45);font-size:.75rem}
.hero-stats-row{display:flex;justify-content:space-between;gap:var(--s3)}
.hero-stat{flex:1;text-align:center;padding:var(--s4);background:rgba(255,255,255,.06);border-radius:var(--r-md);border:1px solid rgba(255,255,255,.07)}
.hero-stat-val{font-size:1.5rem;font-weight:800;color:#fff;line-height:1;margin-bottom:var(--s1)}
.hero-stat-val.accent{color:var(--blue)}
.hero-stat-lbl{font-size:.72rem;color:rgba(255,255,255,.45)}
.hero-tags{display:flex;flex-wrap:wrap;gap:var(--s2);margin-top:var(--s4)}
.hero-tag{padding:.25rem .625rem;background:rgba(30,170,236,.12);border:1px solid rgba(30,170,236,.25);border-radius:var(--r-full);font-size:.72rem;font-weight:700;color:var(--blue)}

/* ── Loan type cards ── */
.loans-section{background:var(--gray-100)}
.loans-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:var(--s6)}
.loan-card{
  background:#fff;border-radius:var(--r-xl);
  border:1px solid var(--gray-200);padding:var(--s8);
  transition:all var(--t);position:relative;overflow:hidden;
}
.loan-card::after{
  content:'';position:absolute;top:0;left:0;right:0;height:4px;
  background:var(--blue);transform:scaleX(0);transform-origin:left;
  transition:transform var(--t);
}
.loan-card:hover{box-shadow:var(--shadow-lg);transform:translateY(-4px);border-color:var(--blue)}
.loan-card:hover::after{transform:scaleX(1)}
.loan-icon{width:60px;height:60px;border-radius:var(--r-lg);display:flex;align-items:center;justify-content:center;margin-bottom:var(--s5);font-size:1.75rem}
.loan-icon-blue{background:var(--blue-light)}
.loan-card h3{margin-bottom:var(--s2)}
.loan-card p{color:var(--gray-500);font-size:.9375rem;margin-bottom:var(--s5)}
.loan-meta{display:flex;flex-wrap:wrap;gap:var(--s2);margin-bottom:var(--s5)}
.loan-meta-pill{padding:.3rem .75rem;background:var(--gray-100);border-radius:var(--r-sm);font-size:.8125rem;font-weight:600;color:var(--black-text)}
.loan-link{color:var(--blue);font-weight:700;font-size:.9375rem;display:inline-flex;align-items:center;gap:var(--s1);transition:gap var(--t)}
.loan-link:hover{gap:var(--s2)}

/* Car loan card */
.loan-card.featured{background:linear-gradient(135deg,var(--navy) 0%,var(--navy-600) 100%);border-color:var(--navy)}
.loan-card.featured h3,.loan-card.featured p,.loan-card.featured .loan-meta-pill{color:#fff}
.loan-card.featured p{color:rgba(255,255,255,.7)}
.loan-card.featured .loan-meta-pill{background:rgba(255,255,255,.1);color:#fff}
.loan-card.featured .loan-link{color:var(--blue)}
.loan-card.featured::after{background:#fff}

/* ── How it works ── */
.how-section{background:#fff}

/* ── Why Quick Funding ── */
.why-section{background:var(--gray-100)}
.why-grid{display:grid;grid-template-columns:1fr 1fr;gap:var(--s12);align-items:center}
.why-img-wrap{position:relative}
.why-features-grid{display:grid;grid-template-columns:1fr 1fr;gap:var(--s4)}
.why-feat{padding:var(--s5);background:#fff;border-radius:var(--r-lg);border:1px solid var(--gray-200);transition:all var(--t)}
.why-feat:hover{border-color:var(--blue);box-shadow:var(--shadow-md)}
.why-feat-icon{width:42px;height:42px;background:var(--blue-light);color:var(--blue);border-radius:var(--r-md);display:flex;align-items:center;justify-content:center;margin-bottom:var(--s3)}
.why-feat h4{margin-bottom:var(--s1);font-size:.9375rem}
.why-feat p{font-size:.85rem;color:var(--gray-500)}
.why-content h2{margin-bottom:var(--s4)}
.why-content > p{color:var(--gray-500);margin-bottom:var(--s8);font-size:1.0625rem}
.why-cta-row{display:flex;gap:var(--s4);flex-wrap:wrap}

/* ── Blue CTA strip ── */
.cta-strip{background:linear-gradient(135deg,var(--blue) 0%,var(--blue-dark) 100%);padding:var(--s16) 0;text-align:center}
.cta-strip h2{color:#fff;margin-bottom:var(--s3)}
.cta-strip p{color:rgba(255,255,255,.85);font-size:1.0625rem;margin-bottom:var(--s8);max-width:500px;margin-left:auto;margin-right:auto}
.cta-strip-btns{display:flex;gap:var(--s4);justify-content:center;flex-wrap:wrap}

/* ── Testimonials ── */
.testi-section{background:#fff}
.testi-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:var(--s6)}
.testi-card{padding:var(--s6);background:#fff;border-radius:var(--r-xl);border:1px solid var(--gray-200);box-shadow:var(--shadow-sm)}
.testi-stars{color:#F59E0B;font-size:1.1rem;margin-bottom:var(--s3);letter-spacing:2px}
.testi-text{font-size:.9375rem;color:var(--gray-700);line-height:1.7;margin-bottom:var(--s4);font-style:italic}
.testi-author{display:flex;align-items:center;gap:var(--s3)}
.testi-avatar{width:40px;height:40px;border-radius:50%;background:var(--blue);color:#fff;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:.875rem;flex-shrink:0}
.testi-name{font-weight:700;font-size:.875rem}
.testi-role{font-size:.8125rem;color:var(--gray-400)}

/* ── Responsive ── */
@media(max-width:1024px){.loans-grid{grid-template-columns:1fr}.why-grid{grid-template-columns:1fr}}
@media(max-width:768px){.hero-inner{grid-template-columns:1fr}.hero-card{display:none}.testi-grid{grid-template-columns:1fr}.why-features-grid{grid-template-columns:1fr}}
@media(max-width:480px){.hero-cta-row{flex-direction:column}.hero-cta-row .btn{justify-content:center}}