{% extends "base.html" %}
{% block title %}Business Loans Australia — Quick Funding{% endblock %}
{% block extra_css %}
<link rel="stylesheet" href="{{ url_for('static', filename='css/calculator.css') }}">
<style>
  html, body {
  overflow-x: hidden;
}

* {
  box-sizing: border-box;
}

.loan-types-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:var(--s5);margin-top:var(--s10)}
.loan-type-card{padding:var(--s6);background:#fff;border-radius:var(--r-xl);border:1px solid var(--gray-200);transition:all var(--t)}
.loan-type-card:hover{border-color:var(--blue);box-shadow:var(--shadow-lg);transform:translateY(-3px)}
.loan-type-card .ltype-icon{width:52px;height:52px;background:var(--blue-light);color:var(--blue);border-radius:var(--r-lg);display:flex;align-items:center;justify-content:center;margin-bottom:var(--s4)}
.loan-type-card h4{margin-bottom:var(--s2)}
.loan-type-card p{font-size:.875rem;color:var(--gray-500);margin-bottom:var(--s4)}
.rate-tag{display:inline-block;background:var(--blue-light);color:var(--blue-dark,#0a72a8);padding:.25rem .75rem;border-radius:var(--r-full);font-size:.8125rem;font-weight:700}
.detail-grid{display:grid;grid-template-columns:1fr 1fr;gap:var(--s12);align-items:start}
.img-feature-block{position:relative;border-radius:var(--r-xl);overflow:hidden;height:360px;margin-bottom:var(--s6)}
.img-feature-block img{width:100%;height:100%;object-fit:cover}
.img-feature-overlay{position:absolute;inset:0;background:linear-gradient(to top,rgba(13,27,42,.6) 0%,transparent 50%);display:flex;align-items:flex-end;padding:var(--s8)}
.img-feature-stat{color:#fff}
.img-feature-stat-val{font-size:2.5rem;font-weight:800;font-family:var(--font-head);line-height:1}
.img-feature-stat-label{font-size:.875rem;color:rgba(255,255,255,.75);margin-top:var(--s2)}
@media(max-width:900px){.loan-types-grid{grid-template-columns:1fr 1fr}.detail-grid{grid-template-columns:1fr}}
@media(max-width:600px){.loan-types-grid{grid-template-columns:1fr}}
/* ===== BUSINESS PAGE MOBILE FIX ===== */

/* Fix eligibility grid */
.elig-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 12px;
}

.elig-card {
  width: 100%;
  min-width: 0;
  display: flex;
  gap: 10px;
  overflow: hidden;
}

/* Prevent text overflow */
.elig-text h4,
.elig-text p {
  word-wrap: break-word;
  overflow-wrap: break-word;
}

/* Fix icon */
.elig-icon {
  flex-shrink: 0;
}

/* Fix calculator overflow */
.calc-wrap {
  width: 100%;
  max-width: 100%;
  overflow: hidden;
}

/* Fix sliders */
.range-slider {
  width: 100%;
}

/* Fix image block */
.img-feature-block {
  width: 100%;
  max-width: 100%;
}

/* Responsive fixes */
@media (max-width: 768px) {

  .detail-grid {
    grid-template-columns: 1fr;
    gap: 20px;
  }

  .elig-grid {
    grid-template-columns: 1fr;
  }

  .container {
    padding-left: 16px;
    padding-right: 16px;
  }

  .img-feature-block {
    height: 260px;
  }

}

/* Extra small screens */
@media (max-width: 480px) {

  .loan-types-grid {
    grid-template-columns: 1fr;
  }

}

/* Safety */
img, svg {
  max-width: 100%;
}
@media (max-width: 1024px) {
  .loan-types-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}
</style>
{% endblock %}

{% block content %}
<section class="page-hero">
  <div class="page-hero-bg" style="background-image:url('{{ url_for('static', filename='img/business-meeting.jpg') }}'),url('https://images.unsplash.com/photo-1521737852567-6949f3f9f2b5?w=1400&q=80')"></div>
  <div class="page-hero-content">
    <div class="container">
      <span class="eyebrow" style="display:block;margin-bottom:var(--s3)" data-aos="fade-up">Business Finance</span>
      <h1 data-aos="fade-up" data-aos-delay="100">Business Loans for Australian Companies</h1>
      <p data-aos="fade-up" data-aos-delay="200">Working capital solutions from $10,000 to $2 million AUD, subject to eligibility.</p>
      <div style="display:flex;gap:var(--s4);justify-content:center;flex-wrap:wrap" data-aos="fade-up" data-aos-delay="300">
        <a href="{{ url_for('apply') }}?type=business" class="btn btn-primary btn-lg">Apply Now — Free</a>
        <!--<a href="tel:0290717960" class="btn btn-outline-white btn-lg">Call 02 9071 7960</a>-->
      </div>
    </div>
  </div>
  <svg class="page-hero-wave" viewBox="0 0 1440 60" fill="none" preserveAspectRatio="none"><path d="M0 60h1440V0c-240 40-480 60-720 60S240 40 0 0v60z" fill="white"/></svg>
</section>

<!--<section class="section" style="background:var(--gray-100)">-->
<section class="section" style="background: url('{{ url_for('static', filename='img/6.jpg') }}') center/cover no-repeat;">
  <div class="container">
    <div class="section-header" data-aos="fade-up">
      <span class="eyebrow">Business Products</span>
      <h2>Business Loan Options</h2>
      <p>We offer a range of business loan products tailored to Australian SMEs — from startups to established enterprises.</p>
    </div>
    <div class="loan-types-grid">
      <div class="loan-type-card" data-aos="fade-up" data-aos-delay="0">
        <div class="ltype-icon"><svg width="22" height="22" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2"><path d="M13 2H6a2 2 0 00-2 2v16a2 2 0 002 2h12a2 2 0 002-2V9z"/><polyline points="13 2 13 9 20 9"/></svg></div>
        <h4>Unsecured Business Loans</h4>
        <p>No asset security required. Designed to assist with cash flow  and operational expenses.</p>
        <!--<span class="rate-tag">From 12.9% p.a.</span>-->
      </div>
      <div class="loan-type-card" data-aos="fade-up" data-aos-delay="100">
        <div class="ltype-icon"><svg width="22" height="22" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2"><circle cx="12" cy="12" r="10"/><polyline points="12 6 12 12 16 14"/></svg></div>
        <h4>Short-Term Business Loans</h4>
        <p>Bridge seasonal cash flow gaps or grab a time-sensitive opportunity with a short-duration funding options.</p>
        <!--<span class="rate-tag">From 14.9% p.a.</span>-->
      </div>
      <div class="loan-type-card" data-aos="fade-up" data-aos-delay="200">
        <div class="ltype-icon"><svg width="22" height="22" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2"><rect x="2" y="7" width="20" height="14" rx="2"/><path d="M16 21V5a2 2 0 00-2-2h-4a2 2 0 00-2 2v16"/></svg></div>
        <h4>Long-Term Business Loans</h4>
        <p>Extended terms up to 84 months for equipment, fit-outs, or business acquisitions.</p>
        <!--<span class="rate-tag">From 9.9% p.a.</span>-->
      </div>
      <div class="loan-type-card" data-aos="fade-up" data-aos-delay="0">
        <div class="ltype-icon"><svg width="22" height="22" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2"><polyline points="22 12 18 12 15 21 9 3 6 12 2 12"/></svg></div>
        <h4>Startup Business Loans</h4>
        <p>Dedicated funding solutions for new Australian entrepreneurs from their first year of trading.</p>
        <!--<span class="rate-tag">From 16.9% p.a.</span>-->
      </div>
      <div class="loan-type-card" data-aos="fade-up" data-aos-delay="100">
        <div class="ltype-icon"><svg width="22" height="22" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2"><path d="M17 21v-2a4 4 0 00-4-4H5a4 4 0 00-4 4v2"/><circle cx="9" cy="7" r="4"/><path d="M23 21v-2a4 4 0 00-3-3.87"/><path d="M16 3.13a4 4 0 010 7.75"/></svg></div>
        <h4>Indigenous Business Loans</h4>
        <p>Specialised funding for Aboriginal and Torres Strait Islander business owners.</p>
        <!--<span class="rate-tag">From 11.9% p.a.</span>-->
      </div>
      <div class="loan-type-card" data-aos="fade-up" data-aos-delay="200">
        <div class="ltype-icon"><svg width="22" height="22" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2"><rect x="2" y="3" width="20" height="14" rx="2"/><line x1="8" y1="21" x2="16" y2="21"/><line x1="12" y1="17" x2="12" y2="21"/></svg></div>
        <h4>Professional Business Loans</h4>
        <p>Industry-specific finance for lawyers, accountants, healthcare providers and professionals.</p>
        <!--<span class="rate-tag">From 10.9% p.a.</span>-->
      </div>
    </div>
  </div>
</section>

<section class="section" style="background:#fff">
  <div class="container">
    <div class="detail-grid">
      <!-- Left: image + eligibility + features -->
      <div data-aos="fade-right">
        <div class="img-feature-block">
          <img src="{{ url_for('static', filename='img/bsiness.jpg') }}" alt="Business office" loading="lazy" onerror="this.style.background='linear-gradient(135deg,#0D1B2A,#1E3148)'">
          <div class="img-feature-overlay">
            <div class="img-feature-stat">
              <div class="img-feature-stat-val">$2M</div>
              <div class="img-feature-stat-label">Maximum business loan amount</div>
            </div>
          </div>
        </div>
        <span class="eyebrow">Eligibility</span>
        <h2 style="margin-bottom:var(--s6)">Do You Qualify?</h2>
        <div class="elig-grid" style="margin-bottom:var(--s8)">
          <div class="elig-card"><div class="elig-icon"><svg width="18" height="18" viewBox="0 0 24 24" fill="none" stroke="white" stroke-width="2.5"><rect x="2" y="7" width="20" height="14" rx="2"/><path d="M16 21V5a2 2 0 00-2-2h-4a2 2 0 00-2 2v16"/></svg></div><div class="elig-text"><h4>6+ Months Trading</h4><p>Australian business registered and actively trading for at least 6 months.</p></div></div>
          <!--<div class="elig-card"><div class="elig-icon"><svg width="18" height="18" viewBox="0 0 24 24" fill="none" stroke="white" stroke-width="2.5"><line x1="12" y1="1" x2="12" y2="23"/><path d="M17 5H9.5a3.5 3.5 0 000 7h5a3.5 3.5 0 010 7H6"/></svg></div><div class="elig-text"><h4>$25K+ Annual Revenue</h4><p>Minimum $25,000 in annual business revenue from Australian operations.</p></div></div>-->
          <div class="elig-card"><div class="elig-icon"><svg width="18" height="18" viewBox="0 0 24 24" fill="none" stroke="white" stroke-width="2.5"><path d="M14 2H6a2 2 0 00-2 2v16a2 2 0 002 2h12a2 2 0 002-2V8z"/><polyline points="14 2 14 8 20 8"/></svg></div><div class="elig-text"><h4>Financial Documents</h4><p>Recent bank statements, BAS, and business financials for assessment.</p></div></div>
          <div class="elig-card"><div class="elig-icon"><svg width="18" height="18" viewBox="0 0 24 24" fill="none" stroke="white" stroke-width="2.5"><path d="M20 21v-2a4 4 0 00-4-4H8a4 4 0 00-4 4v2"/><circle cx="12" cy="7" r="4"/></svg></div><div class="elig-text"><h4>Director ID &amp; ABN</h4><p>Valid ABN and director/principal identification for credit assessment.</p></div></div>
        </div>
        <div class="feature-list">
          <div class="feature-item"><div class="feature-check"><svg width="12" height="12" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="3"><polyline points="20 6 9 17 4 12"/></svg></div><span>Loan amounts up to $2 million</span></div>
          <div class="feature-item"><div class="feature-check"><svg width="12" height="12" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="3"><polyline points="20 6 9 17 4 12"/></svg></div><span>Weekly, fortnightly or monthly repayment options</span></div>
          <div class="feature-item"><div class="feature-check"><svg width="12" height="12" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="3"><polyline points="20 6 9 17 4 12"/></svg></div><span>No early repayment penalties</span></div>
          <div class="feature-item"><div class="feature-check"><svg width="12" height="12" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="3"><polyline points="20 6 9 17 4 12"/></svg></div><span>Dedicated lending specialist assigned to your application</span></div>
        </div>
      </div>

      <!-- Right: calculator -->
      <div data-aos="fade-left">
        <!--<div class="calc-wrap" data-rate="12.9">-->
        <div class="calc-wrap" data-rate="14.5">
          <div class="calc-header">
            <h3>Business Loan Calculator</h3>
            <p>Estimate your repayments — indicative only</p>
          </div>
          <div class="calc-body">
            <div class="slider-group">
              <div class="slider-header"><span class="slider-label">Loan Amount</span><span class="slider-val" id="calcAmtDisplay">$100,000</span></div>
              <input type="range" class="range-slider" id="calcAmt" min="10000" max="2000000" step="5000" value="100000">
              <div class="slider-range-labels"><span>$10K</span><span>$2M</span></div>
            </div>
            <div class="slider-group">
              <div class="slider-header"><span class="slider-label">Loan Term</span><span class="slider-val" id="calcTermDisplay">36 months</span></div>
              <input type="range" class="range-slider" id="calcTerm" min="6" max="84" step="6" value="36">
              <div class="slider-range-labels"><span>6 mo</span><span>84 mo</span></div>
              <div class="term-presets">
                <button class="term-preset" data-months="12">1 yr</button>
                <button class="term-preset active" data-months="36">3 yrs</button>
                <button class="term-preset" data-months="60">5 yrs</button>
                <button class="term-preset" data-months="84">7 yrs</button>
              </div>
            </div>
            <div class="slider-group">
  <div class="slider-header">
    <span class="slider-label">Interest Rate</span>
    <span class="slider-val" id="calcRateDisplay">14.50%</span>
  </div>

  <input type="range"
         class="range-slider"
         id="calcRate"
         min="14.5"
         max="39.99"
         step="0.01"
         value="14.5">

  <div class="slider-range-labels">
    <span>14.5%</span>
    <span>39.99%</span>
  </div>
</div>
            <div class="calc-result">
              <div class="calc-result-label">Estimated Monthly Repayment</div>
              <div class="calc-result-amount" id="calcPayment">$0</div>
              <!--<div class="calc-result-freq">per month · 12.9% p.a. representative rate</div>-->
              <div style="color:#FFF">“Indicative interest rates”</div>
              <div class="calc-stats">
                <div><div class="calc-stat-label">Total Repayable</div><div class="calc-stat-val" id="calcTotal">—</div></div>
                <div><div class="calc-stat-label">Total Interest</div><div class="calc-stat-val accent" id="calcInterest">—</div></div>
              </div>
              <!--<div class="calc-disclaimer">Indicative only. Subject to credit assessment. Comparison rate 14.5% p.a.*</div>-->
              <div class="calc-cta"><a href="{{ url_for('apply') }}?type=business">Apply for This Loan</a></div>
            </div>
          </div>
        </div>
      </div>
    </div>
  </div>
</section>

<section class="cta-strip">
  <div class="container" data-aos="fade-up">
    <h2>Ready to Fund Your Business?</h2>
    <p>Apply online in 10 minutes. Funds deposited directly to your business account.</p>
    <div class="cta-strip-btns">
      <a href="{{ url_for('apply') }}?type=business" class="btn btn-white btn-lg">Apply Now — Free</a>
      <a href="tel:0290717960" class="btn btn-outline-white btn-lg">Call 02 9071 7960</a>
    </div>
  </div>
</section>
{% endblock %}